১৮. নিশ্চয়
দানশীল ব্যক্তি ও দানশীলা নারী,
যারা আল্লাহকে উত্তমরূপে ধার দেয়,
তাদেরকে
দেয়া হবে বহুগুণ এবং তাদের জন্যে রয়েছে সম্মানজনক পুরস্কার।
Ayat 18. Verily, those who give Sadaqat (i.e. Zakat
and alms, etc.), men and women, and lend to Allah a goodly loan, it
shall be increased manifold (to their credit), and theirs shall be an
honorable good reward (i.e. Paradise).
Tafseer of Surah Al-Hadid Ayat 18. For those who give in Charity, men and women, and loan to Allah a Beautiful Loan, it shall be increased manifold (to their credit), and they shall have (besides) a liberal reward. Cf. 57:11; also see 2:245, Spending in the cause of Allah is called metaphorically "a beautiful loan". It is excellent in many ways: (1) it shows a beautiful spirit of self-denial; (2) in other loans there may be a doubt as to the safety of your capital or any return thereon; here you give to the Lord of All, in Whose hands are the keys of want or plenty; giving, you may have manifold blessings, and withholding, you may even lose what you have. If we remember that our goal is Allah, can we turn away from His cause?
Hazrat Abdullah bin Ash-Shikhkhir (May Allah be pleased with him) reported: I came to the Messenger of Allah 
[SAWW](PBUH)
while he was reciting (Surat At-Takathur 102): "The mutual rivalry (for
hoarding worldly things) preoccupy you. (After reciting) Messenger of
Allah 
[SAWW](PBUH)
said, "Son of Adam says: `My wealth, my wealth.' Do you own of your
wealth other than what you eat and consume, and what you wear and wear
out, or what you give in Sadaqah (charity) (to those who deserve it),
and that what you will have in stock for yourself.'' [Muslim Hadith #
7061].
Lesson: as mentioned above in Surah Al-Hadid Ayat 18. “theirs shall be an honorable good reward (i.e. Paradise)" This Hadith enjoins that if a person is given wealth, he should spend it in the ways liked by Allah because it is this Sadaqah which will be a valuable treasure in the Afterlife. Whatever else he consumes in this world, will finish or rot in this world and will be of no avail in Hereafter.
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