৩২. আর
যে ব্যক্তি আল্লাহর দিকে আহবানকারীর কথা মানবে না,
সে পৃথিবীতে আল্লাহকে
অপারক করতে পারবে না এবং আল্লাহ ব্যতীত তার কোন সাহায্যকারী থাকবে না। এ
ধরনের লোকই প্রকাশ্য পথভ্রষ্টতায় লিপ্ত।
Ayat 32. And whosoever does not respond to Allah’s Caller, he cannot escape on earth, and there will be no Auliya' (protectors) for him besides Allah (from Allah’s Punishment). Those are in manifest error.
Tafseer of Surah Al-Ahqaf Ayat 32. "If any does not hearken to the one who invites (us) to Allah, he cannot frustrate ((Allah’s Plan) on earth, and no protectors can he have besides Allah, such men (wander) in manifest error." If a person refuses to believe the Truth, or opposes it, it has not the least effect on Allah's Holy Plan, which will go on to its completion; but it will deprive such a person of Grace and of any protection whatever; he will wander about as an outlaw in manifest helplessness.
Hazrat Ibn Abbas (May Allah be pleased with him) reported: Messenger of Allah 
[SAWW](PBUH) said, "There are two blessings in which many people incur loss. (They are) health and free time (for doing good)". [Al-Bukhari Volume 08, Chapter 76, Hadith # 421].
Lesson : 1.
Al-Ghabn in Arabic means loss. What it really signifies is to sell
something of one's own on less than its due price, or to buy something
on its double or triple price. In both cases one is a loser. When a
person comes to know about such a loss, he repents and feels sorry for
it. This loss coupled with regret is called Al-Ghabn. In Ahadith, man
has been compared with trader, and health and leisure enjoyed by him
with merchandise. One who uses his merchandise with care, gains profit
while he who wastes it, that is to say, uses it carelessly, will be a
loser on the Day of Resurrection.
2.
The majority of people do not take proper care of both these things,
with the result that one wastes the time in useless activities and
spends the physical strength and energy in the disobedience of Allah.
One will have to face severe consequences of it on the Day of
Resurrection when he will be brought into account for everything. 
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